Last updated: 21.01.2026
1. Acceptance of Terms
By accessing or using the website statementsanalyzer.com (the “Service”), you agree to be bound by these Terms of Service (“Terms”).
If you do not agree to these Terms, please do not use the Service.
2. Description of the Service
Statements Analyzer provides a one-time analytical service that allows users to upload bank statements and receive a spending analysis report.
Important clarifications:
- The Service does not connect to bank accounts
- The Service does not perform financial transactions
- The Service does not require bank authorization
- The analysis is provided for informational purposes only
3. Eligibility
By using the Service, you confirm that:
- You are at least 18 years old
- You have the legal right to upload and submit the data you provide
- The uploaded files belong to you or you are authorized to use them
4. User responsibilities
You agree that you will:
- Upload only accurate and lawful information
- Not upload files containing malicious software
- Not attempt to misuse, disrupt, or reverse-engineer the Service
- Not use the Service for unlawful or fraudulent purposes
You are solely responsible for the content you upload.
5. Data processing and privacy
Your use of the Service is subject to our Privacy Policy, which explains how personal data is processed.
By submitting data, you acknowledge that:
- Uploaded files are processed solely to provide the requested analysis
- Data processing may involve automated and assisted tools
- Uploaded data is not used to train machine learning models
6. No financial, legal, or professional advice
The analysis provided by the Service:
- Is for informational and educational purposes only
- Does not constitute financial, legal, tax, or investment advice
You should not rely on the analysis as a substitute for professional advice.
Any decisions you make based on the analysis are your sole responsibility.
7. Service limitations
While we strive to provide accurate and useful insights:
- The Service does not guarantee completeness or accuracy of the analysis
- Results may vary depending on the quality and structure of uploaded data
- The Service may contain errors or omissions
We reserve the right to modify, suspend, or discontinue the Service at any time without prior notice.
8. Intellectual property
All content on the website, including text, design, logos, and reports, is the property of Statements Analyzer or its licensors.
You may:
- Use the analysis report for personal purposes
You may not:
- Copy, resell, distribute, or commercialize the Service or its outputs without permission
9. Limitation of liability
To the maximum extent permitted by law:
- Statements Analyzer shall not be liable for any indirect, incidental, or consequential damages
- We are not responsible for financial losses, decisions, or actions taken based on the analysis
Your use of the Service is at your own risk.
10. Indemnification
You agree to indemnify and hold harmless Statements Analyzer from any claims, damages, or liabilities arising from:
- Your misuse of the Service
- Your violation of these Terms
- Your violation of applicable laws or third-party rights
11. Third-party services
The Service may rely on third-party tools or infrastructure for processing, analytics, or delivery.
We are not responsible for the availability or performance of third-party services.
12. Governing law
These Terms shall be governed by and construed in accordance with the laws of the European Union, without regard to conflict-of-law principles.
If you are a consumer located in the EU, mandatory consumer protection laws of your country of residence may also apply.
13. Changes to the Terms
We may update these Terms from time to time.
The updated version will be published on this page with a revised date.
Continued use of the Service after changes constitutes acceptance of the updated Terms.
14. Contact information
If you have any questions regarding these Terms, please contact us at:
support@statementsanalyzer.com